Is my insurance cheaper if my car has an alarm, dash cam or GPS tracker?

No – we don’t currently consider whether your car has an alarm, dashboard camera or GPS tracker when we calculate your premium. This means that we’re unable to offer a cheaper premium if you have any of these installed on your vehicle.

This provides general information only and is not intended to be a recommendation or personalised financial advice. Excesses, terms, conditions, limits and exclusions apply to AA Insurance Limited’s policies. Please check the policy wording and your schedule for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.

Was this article helpful?

In this section

Why am I paying a Fire and Emergency New Zealand levy if my third-party policy doesn’t cover fire damage?Does my car insurance policy cover me while I'm off-roading?Does my policy cover me if I’m using my vehicle during a track day or if I'm racing?Is my insurance cheaper if my car has an alarm, dash cam or GPS tracker? Am I covered for fuel contamination and what should I do if I use the wrong fuel in my vehicle? Is my trailer covered under my car insurance?Do I need to disclose speeding fines/tickets when setting up my policy or updating my details?Do you cover electric and hybrid vehicles?Do I need to get a pre-purchase inspection for my new car before I can get insurance?Can I insure a vehicle I'm borrowing?See more